"Is the midwinter weather wearing you down? Are you sinking in debt after the holidays? Angry with yourself for already breaking your New Year's resolutions? Wish you could crawl back under the covers and not have to face another day of rain, sleet, snow and paperwork? Probably."

What an unusual title and introduction for an article on achieving life balance- - but keep reading-it, only, gets better! I came across this story and introduction regarding Dr. Cliff Arnall, a British Psychologist, who created a formula that allowed him to calculate the "most depressing day" of the year. Dr. Arnall specializes in seasonal disorder at the University of Cardiff, Wales, and his calculations [supposedly] show the "misery" peak date [of the year.]

I won't bore you to tears with all of the details of Dr. Arnall's formula except for the variables that were used so you will have a better understanding of what went into his equation. Dr. Arnall look at: weather, debt, monthly salary, time since Christmas, time since failed quit attempt, low motivational levels, and the need to take action.

I am glad that this situation applies only to the citizens of the U.K. -Wishful thinking at best. Just take a moment, I know you are busy-but take a moment- and think about and read again the content in the above paragraph. I don't know how this affects you, but I was both amazed and surprise to read his findings; even though, I had heard that many people trip and fall coming out of the "New Year's Resolution's Starting Gate" year after painful-year. I am sure this does not apply to you-right?

However, surely you can think of a family member, friend, co-worker, maybe your spouse or mother-in-law (don't say that too loud) that this article is describing to a tee. But, not you!